News Posts in 2013

New- Hire Waiting Periods

For health plans beginning in 2014 employers will need to limit new-hire waiting periods, for employees reasonably expected to work full time, to no more than 90 days. If the employer prefers the effective date of coverage to start on the first of the month following...

“Small” Group Community Rating

New “small” group plans and non-grandfathered renewals starting January 1st, 2014 will have premiums based on community rating. Fully insured plans in the individual and small group markets will only be able to consider family size, geography, tobacco use,...