May 29, 2013 | Employee Benefits, Health Care Reform, Recommended Articles
The model notice that employers are required to provide to their employees explaining the existence of the public exchange, or marketplace, by October 1, 2013, makes mention of some of the confusing issues likely to arise around the issue of...May 29, 2013 | Employee Benefits, Insurance Company News
All group policies or contracts contain a specified time period for employers to submit enrollment additions, changes, and terminations. The insurance companies usually will accept new hire enrollments and changes within 30 days. They also prefer to... by Jim Beatrice | May 28, 2013 | Business Benefit News, Employee Benefits, Health Care Reform, Recommended Articles
HR Managers typically find checklists very useful for managing practices and procedures. We have two documents that we think are of particular interest: 1) Group Health Plan Notices Calendar (based on ERISA) for general reference and includes many links to... by Geralyn Isler | May 19, 2013 | Employee Benefits, Health Care Reform, Medicare & Individual
The Affordable Care Act establishes an online Health Insurance Marketplace also known as an exchange to be operated by either the federal or state government. The purpose of the exchange is to provide an organized marketplace to find and compare private health... by Geralyn Isler | May 19, 2013 | Employee Benefits, Health Care Reform
The Affordable Care Act requires that employers notify their employees about Exchanges. Notices were supposed to go out March 1, 2013, but the Department of Labor delayed the requirement to late summer or fall of 2013. On May 8, 2013 the Department of Labor... by Jim Beatrice | May 10, 2013 | Health Care Reform, Medicare & Individual
One of the primary goals of the Affordable Care Act is to significantly reduce the number of uninsured Americans. The ACA includes language expanding eligibility for Medicaid. Funding for Medicaid comes from State and Federal government. In June... by Jim Beatrice | May 3, 2013 | Employee Benefits, Health Care Reform, Recommended Articles
New HSA limits were released by IRS for 2014. Contribution Limits: Single – $3,300 Family – $6,550 (Catchup contributions +$1,000) Deductible Minimums: Single – $1,250 Family – $2,500 Maximum... by Jim Beatrice | April 29, 2013 | Employee Benefits
Department of Labor recently released results from a 2012 study, as the Family and Medical Leave Act was enacted 20 years ago on February 5, 1993. Click here for more. DOL reports, 85% of employers that comply with the FMLA is very easy, somewhat easy,... by Jim Beatrice | April 23, 2013 | Employee Benefits, Health Care Reform
One of the early provisions of the Affordable Care Act required health plans to expand eligibility for dependents to age 26 regardless of full-time student status, tax-dependent status, employment status, or marital status. This provision was implemented for... by Geralyn Isler | April 19, 2013 | Employee Benefits, Health Care Reform
Much concern has been expressed lately regarding the rising premiums many will see as health plans adjust to the Affordable Care Act requirements in 2014. The mandated changes require health plans to guarantee coverage, prohibit exclusions for pre-existing...