The Affordable Care Act requires that all fully-insured employers with fewer than 50 employees, which provide group health insurance, provide plans that are subject to community rating by 2014, and that all employers with fewer than 100 employees, which provide group...
The National Association of Health Underwriters recently published an article about the Cadillac Tax. The Cadillac Tax is set to go into effect in 2018. It will apply a 40% excise tax on the amount of the aggregate monthly premium of each primary insured individual...
For all non-grandfathered health plans beginning in 2016, the maximum annual out-of-pocket limit is $6,850 for self-only coverage and $13,700 for other than self-only coverage. HHS and DOL recently clarified that the self-only maximum annual out-of-pocket limits apply...
The Supreme Court ruled today with a vote of 6-3, in favor of upholding federal subsidies for individuals who purchased health insurance coverage through a public Exchange, regardless of whether or not the State or Federal Government ran the Exchange. The...
Beginning January 1, 2016 the federal law requires that small group health plans, subject to community rating, are defined as 2-100 employees as stated in the Affordable Care Act. This expansion of the small group market is significant for fully...
In recent guidance provided by the IRS and the Department of Labor, questions have been brought to light on 2 related issues: how Section 125 cafeteria plan Flex Credits and how Cash-in-Lieu of Benefits may affect the calculation of “affordable” health...
